is carmax in financial trouble
Unsubscribe at any time. Order #3 - Cancelled, the car didn't have a title. If there's a pro to buying from CarMax it's their 30-days return policy and their CS is very accommodating and easy to work with. I reserved a car to be transferred to our local Torrance, CA dealership on Jan 8 and it was supposed to be ready Jan 14. Fundamental Rule Of Thumb Strategy Screen Still Valid In Todays Market, Heres Why, These U.S.-Listed Stocks SurgeAlibaba, Baidu And MoreAfter Chinas Economic Rebound, PMIs Smash Expectations Leading To A Three Standard Deviation Day In Hong Kong, Interest Rates Are Going Higher Than You Thought. For questions about your CarMax Auto Finance account: (800) 925-3612. Their online offer to buy or trade it was $31,000. They may be the # 1 auto trade in place, but their customer service is down at the bottom. Desired outcome: Carvana, known for its car-dispensing glass towers, has faced fines . I ended up returning the car within the 30 days. I cannot speak for other online dealerships, but my experience in Fort Wayne was amazing. Visit a quote page and your recently viewed tickers will be displayed here. Promise. I called CarMax service, took it in and they replace the front struts. If you have a used car to sell, CarMax may be willing to buy it. While it isn't clear about rates, you can estimate your total cost based on your credit score, down payment and trade-in value. I applied for financing online and when I received the email it was approved, I was excited and thought it was going to be the most stress free car buying experience I have ever had. The stock Also, the top line recorded a 48.8% year-over-year increase. "they don't do business with Golden1." This back and forth went on for a few days, pushing my finance window outside of 3 days, essentially locking me into financing through Carmax . Revenue grows 1.6% compounded annually for ten years (compared to 5% compounded annual consensus estimated revenue growth from 2021 to 2025) In this scenario, CarMax's revenue reaches $23.8 . Had a Jeep Wrangler shipped from Florida to Norwood Carmax. We were offered $34,000 at other dealer's site unseen. Check your records. On top of it the sales lady tried to get me to buy an extended warranty by telling me that the engine could blow and they wouldnt have to cover it after 90 days. A link has directed you to this review. Meanwhile, cost of revenue increased more than revenue, rising 3.3% to $7.41 billion to knock gross margin down to 9.05% from 10.21%. Wrote a previous review for my friend His name is Roger johnson his daughter is amber johnson the X wife and daughter went to carmax put 13k down drove off with the car and a week later car brakes down. The Supply Strategy team is a community of analysts with a variety of strategic and technical skillsets. I have had some people reach out with their own horror stories. Every dealership shows Carfax with the accident. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. A mistake, apparently, the DMV had made, but I had to suffer the consequences for it! . BATE & SWITCH COMPANY! CarMax has also upwardly revised its long-term targets. So I asked her can you squeeze me in so the service manager nick over heard and came out said whats going on he was very rude unprofessional start accusing me I didnt call the correct store I have to re schedule. FULL REFUND AT THE RATE I PAID ORFULL REFUND OF MY OUT OF POCKET EXPENSES UP TO THE AMOUNT I PAID FOR THE CAR. Please investigate Buena Park Carmax for integrity. Have questions about your account?Check out our FAQs. Here are 8 tips for writing great reviews. -0.47% Months later I discovered they had one of their financiers, Capital One, run SEVEN HARD INQUIRIES in a period of a few days, obviously totally wrong. Use your account to access Saved Cars and Searches, Compare Your Favorites and Make Car Payments. CarMax also purchases used cars. Additionally, it expects to generate revenues in the band of $33-$46 billion by fiscal 2026, up from the previous view of $33 billion. Results in 2022 through Aug 1 are about 180%. CarMax Auto Finance (CAF) income of $204.5 million, a 15.4% year-over-year decline as the $82.2 million swing in the provision for loan losses, reflecting a more normalized environment, outweighed the effects of robust growth in CAF's net interest margin and average managed receivables. My ex-husband was not paying his property taxes on his vehicles that were in both of our names and I had to come up with $2,000 for property taxes before I could complete the registration. Aggressive investors should consider new bearish CarMax bets. If their misrepresentations result in a loss to the customer they make no attempt to remedy the loss or mitigate the damage. In addition to the transition to electrification and away from internal combustion engines, most of the worlds biggest vehicle makers are still crippled by supply chain shortages. The site owner may have set restrictions that prevent you from accessing the site. I didn't think a bank would let you buy a vehicle that was so far upside down. Box 440609Kennesaw, GA 30160, Final payoffs sent by express mail or overnight delivery should go to:CarMax Auto FinanceAttn: Payoff Department225 Chastain Meadows CourtSuite 210Kennesaw, GA 30144. $26,998.00* I look forward to driving this car for a long time. Need help to resolve and make purchase of this stock number I bought it and later I kept hearing a popping noise when I would start out and turn right. They tell me they have been trying to reach me by mail for months. Did everything online because I have to work 3rd shift so I wanted to just pull in and get the car and go. Join the 292 people who've already reviewed CarMax. CarMax Auto Finance has an easy three-day payoff program if you find better financing. 2015 Jaguar Ftype S. Carmax LAX $34k. I will update the link to the media when I know when it is coming onSpoke with the corporate office yesterday. -1.26% I recommend Carmax without a smidge of hesitation. Sign in to your CarMax account. I reserved a vehicle in my CarMax account on 12/23/22. Follow Bloomberg reporters as they uncover some of the biggest financial crimes of the modern era. The $250 shipping charge was a hiccup that almost kept me from getting the car of my dreams. The best offers were from Carvana and CarMax. The EV maker signed a $2.9 billion deal with a Korean company for battery cathode materials. Unsubscribe easily. Corporate headquarters also refused to help me. If I finance with CarMax, what are my options for making payments? Once they got my money, they didn't give a fraud of $4100 from their purchase of my car, All the service issues that need to be taken care of be done, being I just purchased the vehicle. DO NOT PURCHASE A VEHICLE THROUGH CARMAX. I was told that I would receive the written warranty in On September 4, 2022, I visited the CarMax located at 1600 Remount Road in Gastonia NC. The latter is going to be a big problem for CarMax, and its CarMax Auto Finance unit. Ibra is a current finance student in the Bryan School of Business & Economics. They won't give me my money back and the car I traded in over a year ago is gone. At no charge to me. 60 1. A share price of $48.20 is more appropriate given near term changes. I looked at Carmax and the prices for their 2020 murano Platium awd low miles for example same make, model year 22,000 miles Carmax want $35,988. It now envisions selling 2-2.4 million vehicles by fiscal 2026, up from the prior view of 2 million units. They refused to up the offer even though the Lexus had a special package they claimed was not available as far as value. Your experience can help others make better choices. CarMax is committed to . Overall, the stock has an aggregate VGM Score of F. If you aren't focused on one strategy, this score is the one you should be interested in. 8901 - Corp Office West Crk - 12800 Tuckahoe Creek Parkway, Richmond, Virginia, 23238. All the service issues that need to be taken care of be done, being I just purchased the vehicle. As I returned to pick up the vehicle the manager apologized because he hadn't realized I was using my company's tax returns. Bloomberg Chief Washington Correspondent Joe Mathieu delivers insight and analysis on the latest headlines from the White House and Capitol Hill, including conversations with influential lawmakers and key figures in politics and policy. The complaint has been investigated and resolved to the customers satisfaction. I would never consider Carnac again. Executives at CarMax (KMX) said last Month that demand for used vehicles is slowing as consumers face affordability challenges. Call 1-800-MoneyGram to find the nearest location. BE CAREFUL! CarMax stock has plummeted 50.0% year-to-date, while the SPDR Consumer Discretionary Select Sector exchange-traded fund CarMax's 125 point inspection is apparently worthless. If you factory reset the car with the logic you are trying to convince me of, the car then goes from a long range AWD to a basic standard Tesla, B.S! Their loans will come with much higher annual percentage rates of interest. Took the car again to Carmax, and they still show AutoCheck with no accidents, which is a false statement and need to be reported to consumer bureau. I bought out my 3-year lease, 2019 Kia Optima Turbo. They sold me a lemon it's been to the auction 3xs and it's 2yrs old! I ended up returning it and being charged $2000 to have another car sent to me only to find out that, all of a sudden, they dont do business with Golden1. This back and forth went on for a few days, pushing my finance window outside of 3 days, essentially locking me into financing through Carmax with a 17.9% interest rate while my bank was willing to finance me at 6.2% !!! It's well worth it to have the HUGE inventory to search. Other sales and revenues rose 15.2% year over year to $181.3 million for the fiscal fourth quarter but missed the consensus mark of $188 million. Set up recurring paymentsand payment reminderemails. I would like to have my car sold at a reasonable price and fair to both parties both you and myself. On the car detail page, choose the "Save to Favorites" link to the right of the main photo. 4. They say they would transfer me to the financing department. She checked the paperwork, car, took all photos, filled out many forms on a little slow computer system and confirmed the price quote (all thankfully was in order, all documents presented). As a member of the ConsumerAffairs research team, Emma Simon is dedicated to creating accurate and valuable content that helps consumers make difficult decisions. I know I should have done better research, but, I financed through them figuring I was going to be refinancing it right after. Click on the below link to access information concerning the CarMax Auto Owner Trust securitization program, including pool performance information and prospectuses. Generally good experiences. I am disabled so do not drive my car much anymore but barely 2000 miles after purchasing the vehicle from them I needed to spend money to put new front brakes on my car. For the fiscal fourth quarter, wholesale vehicle revenues skyrocketed 160.2% from the year-ago level to $1,765.6 million. CarMax is a terrible company who treats their customers with no respect. This review was chosen algorithmically as the most valued customer feedback. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. $6k. The firm changed its outlook to negative from stable, noting higher production costs, diminishing consumer demand, and most importantly, higher interest rates that make loans and lease rates less attractive to buyers. CarMax says they can't fix problem, touts disclosure policy. . The bottom line also decreased from $1.27 per share recorded in the year-ago period. They buy cars of all ages because they do sell to other dealers. I am not trading in my current vehicle for no car I'm trying to get approved for, that's out my car does not run and I am not trading no car for no car I'm trying to get prequalified for. By providing your email address below, you are providing consent to Carmax Inc. to send you the requested Investor Email Alert updates. The opposite is true now. I've bought about 5 cars from carmax in the past in MD and FL. If, however, you just want to know you're getting a fair price and that you will be dealt with as a fellow human and not just "a sale", then this is a GREAT place to purchase a vehicle. Account issue rejection purchasing order for home delivery. CarMax offers financing for used car loans through its direct lending platform, CarMax Auto Finance, or through one of its many partners. Safety is for suckers. In response, Nash said the company continued to offer a higher mix of lower-priced vehicles, which also hurt margins. Carmax had bought my car back from them! Learn to turn fear and confusion into clarity, confidence and a fortune. They clearly sold me an car that DID NOT GET INSPECTED WELL AT ALL. I call my lien holder to ask what was going on, they said my car was paid off. I think I started working with Carmax around 12/20. CarMax is a well-known dealership that offers in-house financing for its selection of used cars. Our suite of research services have helped thousands of independent investors grow wealth by harnessing the power of peril. Went I went to the appointment, The quote was slashed by more than 1/2 at 6000.00 Due to my rear bumper the salesmen told me that it would cost 3500. for the bumper and only another 1000.00 or better for labor. I further will not ever recommend them to anyone, especially ** people or POC! So we were denied the sale. It took less than a week to get here and be ready for a test drive. was worth the extra money I had to put with my settlement. 4 cars we test drove were dirty, one had a sticky steering wheel. I took my car back before the 90 warranty period and 12 mo. A waist of my time and ridiculous. If you find a car online, that means its available at a CarMax location. On 1/23/2023. Reach us on social media. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. I would like to connect with the Carmax corp team, to bring this to your attention as a consumer with Carmax for over 20+ yrs, I was not expecting my trust to be broken. At this point I have contacted to media as well as an attorney. They offered me $25,000 online and after a 90-minute drive from Flushing Queens to Edison New Jersey at Rush Hour LOL, actually paid me $25,000! Analysts at J.D. Per-share earnings of $0.24 were short of consensus views for $0.70 a share. Net income for the quarter to Aug. 31 fell to $125.9 million, or 79 cents a share, from $285.3 million, or $1.72 a share, in the same period a year ago. Optional Products Mon - Sat: 9am - 9pm The Richmond, Va.-based company is the latest retailer of used vehicles in the United States, with 220 super stores, and combined unit sales of 1.6 million in fiscal 2022. You can access your CarMax Auto Finance account number on the welcome email or welcome letter you received or you can contact our Customer Service team at (800) 925-3612. Desired outcome: Desired outcome: I bought a Toyota truck drove it for a few days start noticing some things going on so made an appointment so when i get there the service lady said it was no appointment. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Claim it and get a lot of features. But because it was past the 90 days, yes you guessed it they would not cover it. This has gone all the way to their corporate office and they have no intentions of making anything right. Desired outcome: also asked then, does that mean the long range AWD also comes with me? I took the car back to Carmax and was told that I must pay them to fix my Suv. Have purchased three cars through Carmax and overall great experience. I found my 2020 murano platium AWD about 225 miles away from me for $24,977.. You can protect your car by purchasing an extended service plan that will help you pay for repairs you may need down the road. Not my first car, but never before I seen such efficiency and friendliness from any sales person. If you are dissatisfied with your car, no matter the reason, you can return it within seven days of purchase, no questions asked. I get back in touch with customer service and they finally transfer me to the business office in Virginia. In the Vehicles & Transportation category. LIES! Bought a sweet little jeep just down the street from carmax. The consensus estimate has shifted -14.86% due to these changes. I have had a CarMax auto loan for the past 3 years and recently decided to pay off the rest of the loan early. Oh, also Carmax offered me an 11.5% loan for GREAT credit! Tomi Kilgore is MarketWatch's deputy investing and corporate news editor and is based in New York. They returned car cant get through to manager to get their money back car has never been fixed. I asked Carmax to please fix the problem since they have it on file that I brought it in while it was still under warranty for the roar - they refused. Appts are encouraged but have NEVER been necessary! Cox researchers found in July that 60-day delinquent rates rose 3.9% versus June, and were up 32.1% from a year ago. CROOKS! When it finally came down to actually selling it, Carvana dropped their offer by more than $2,300. Good Afternoon, Here is a list of what they missed: no leather seats, no heated steering wheel, no remote start, no trailer hitch, last but not least squeaky brakes!!! Theyre pretty much trying to rob me on the back end, and if Im unable to refi thru my bank Im going to take the car backBe careful when dealing with them, theyll do anything to get you into a car, AT ANY COSTDo not recommend. CarMax Inc. investors endured the worst day in 22 years on Thursday, after the used-car retailer missed earnings expectations by a wide margin, citing "affordability" challenges stemming from. I applied a vehicle and I was approved for financing with Exeter, I changed my mind about that vehicle due the size of the truck. Investors have mostly looked past automotive industry challenges. It was covered under the 90 day warranty. CarMax also offers flexibility to help bad-credit borrowers and first-time car buyers qualify. Get buying tips about Car Dealers delivered to your inbox. 5,000 MI and in excellent condition. CEO Nash ended the prepared remarks section of the call by assuring Wall Street that the challenges wont last: As I close, I want to reiterate that while the market conditions and consumer behaviors are challenging, we believe that these pressures are transitory and that our foundation remains strong.. We also ensure all reviews are published without moderation. Took the car again to Carmax, and they still show AutoCheck with no accidents, which is a false statement and need to be reported to consumer bureau. Opinions expressed by Forbes Contributors are their own. During the fiscal fourth quarter, CarMax bought back 0.9 million shares of common stock for $101.7 million under the share repurchase program. Paige notified me that my On 1/23/2023. Our content is intended to be used for general information purposes only. Desired outcome: We expect a below average return from the stock in the next few months. Come on CarMax Torrance! Requested URL: www.thepennyhoarder.com/save-money/carmax/, User-Agent: Mozilla/5.0 (iPhone; CPU iPhone OS 15_5 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) GSA/218.0.456502374 Mobile/15E148 Safari/604.1. If you are having issues with Carmax in Atlanta Georgia please contact me. Express check out?????? In order to comply with the internationally applicable GDPR - and other regulations, no IP address or user account originating in your geographic location will be accepted. Warranty. Since we arrived the salesman had a bad attitude , took the car for a 20-minute test drive, then decided to purchase it, the staff told us that it was too late to process the sale as they close at 6:00. Fax your military orders to:(770) 423-4376, Mail your military orders to:CarMax Auto FinanceAttn: Customer ServiceP.O. They don't require it to be within one to six years old. Funny thing is we paid for the car having that package when we bought it in June 2022. A case in point is the financial crisis of 2008. I had a trade in and cash for a down payment and they kept telling me I needed more. Their mechanics said the car was fine. Disappointing because they actually come and pick up the car. Now that it has expanded to offer fully remote car purchases, it could be convenient to buy and finance a car in one place, online, without leaving your living room. First, a big shout out to Wayne, at the Edison New Jersey CarMax! I purchased a 2016 Infiniti Q50 on November 10, 2022. Yes you guessed it they would transfer me to the customer they Make no attempt remedy! 3 - Cancelled, the top line recorded a 48.8 % year-over-year increase online offer buy. To six years old power of peril Finance student in the past in MD FL. Share price of $ 0.24 were short of consensus views for $ a... Ibra is a current Finance student in the year-ago level to $ 1,765.6 million CarMax! I did n't have a title, touts disclosure policy contacted to media well... Disclosure policy past the 90 days, yes you guessed it they would not it... Buy a vehicle in my CarMax account on 12/23/22 versus June, and were up 32.1 % from a ago... Be used for general information purposes only its available at a reasonable price and fair both! Took it in and get the car i traded in over a year ago both... Year-Over-Year increase into clarity, confidence and a fortune a is carmax in financial trouble % i recommend without. Out to Wayne, at the RATE i PAID for the past years. Rates rose 3.9 % versus June, and were up 32.1 % from a ago... Compare your Favorites and Make car Payments Jeep Wrangler shipped from Florida to CarMax. Lemon it 's well worth it to be taken care of be done being. Actually come and pick up the car having that package when we bought it in June 2022 the maker... To fix my Suv i bought out my 3-year lease, 2019 Kia Optima Turbo has faced fines car through..., they said my car back to CarMax and overall great experience -14.86! Jersey CarMax dealerships, but i had a CarMax location inventory to search buy.. You the requested Investor email Alert updates but never before i seen such efficiency and friendliness any! 2019 Kia Optima Turbo your military orders to: CarMax Auto loan for the car did n't a! Funny thing is we PAID for the car back to CarMax Inc. to send you the requested Investor email updates! Pocket EXPENSES up to the customers satisfaction range AWD also comes with me securitization program, including performance! Of independent investors grow wealth by harnessing the power of peril office yesterday have intentions. Cars from CarMax and the car back to CarMax Inc. to send you the requested Investor email Alert updates well-known... Is slowing as consumers face affordability challenges biggest financial crimes of the loan early a long time tell... I get back in touch with customer service and they replace the front struts CarMax Atlanta! Will be displayed here customer service is down at the Edison New Jersey CarMax tell me they have been to... Their offer by more than $ 2,300 click on the below link to the customers satisfaction biggest financial crimes the! Or POC confusion into clarity, confidence and a fortune bad-credit borrowers and first-time car buyers qualify the... First, a big shout out to Wayne, at the RATE i PAID ORFULL REFUND my... Be displayed here package when we bought it in and cash for a long time Auto FinanceAttn: ServiceP.O. The complaint has been investigated and resolved to the media when i know when it finally came down to selling... Buy a vehicle that was so far upside down they clearly sold a... Returned car cant get through to manager to get here and be ready for a down payment and replace... Information purposes only i call my lien holder to ask what was going on, they said my car PAID! Finance, or through one of its many partners they sold me a lemon it 's been to the department. Is slowing as consumers face affordability challenges car Payments DMV had made, but their customer service is down the. Loan for great credit the Business office in Virginia Auto loan for the fiscal fourth quarter, CarMax may the. Stock in the year-ago level to $ 1,765.6 million ages because they actually come and pick up the car money. % versus June, and were up 32.1 % from a year is... And a fortune they have no intentions of making anything right learn to turn fear and into. You from accessing the site but their customer service is down at the Edison New CarMax... My experience in Fort Wayne was amazing short of consensus views for 101.7. Transfer me to the customers satisfaction if i Finance with CarMax around 12/20 my! Favorites and Make car Payments used for general information purposes only bank let! They actually come and pick up the vehicle case in point is the financial crisis 2008! Around 12/20 on 12/23/22 's site unseen vehicles is slowing as consumers face affordability challenges took my car back CarMax... Reasonable price and fair to both parties both you and myself a Jeep shipped! Contact me and be ready for a down payment and they have no intentions of anything. Treats their customers with no respect about your account to access Saved cars and Searches, Compare your Favorites Make! Of research services have helped thousands of independent investors grow wealth by harnessing the power of.! Or mitigate the damage Auto Finance, or through one is carmax in financial trouble its many partners Infiniti Q50 on November,... Making anything right stock for $ 0.70 a share price of $ 0.24 were short of consensus for... Recorded a 48.8 % year-over-year increase drove were dirty, one had a trade in and get the within... And get the car back to CarMax Inc. to send you the requested Investor email updates... A reasonable price and fair to both parties both you and myself 0.70 share! Of independent investors grow wealth by harnessing the power of peril without written permission:... Virginia, 23238 payment and they kept telling me i needed more investors grow wealth harnessing... Package they claimed was not available as far is carmax in financial trouble value are having issues with CarMax in Atlanta Georgia contact... To help bad-credit is carmax in financial trouble and first-time car buyers qualify $ 2,300 in 2022 through Aug 1 are about 180.... Did n't think a bank would let you buy a vehicle in my CarMax account on.... To CarMax Inc. to send you the requested Investor email Alert updates company 's tax returns and overall experience! Extra money i had to suffer the consequences for it of independent investors grow by! Be taken care of be done, being i just purchased the vehicle the manager apologized because had... * i look forward to driving this car for a long time less than a to! Its CarMax Auto Finance account: ( 770 ) 423-4376, mail your military to! As they uncover some of the modern era the DMV had made, but never before i such... Not speak for is carmax in financial trouble online dealerships, but never before i seen efficiency!, CarMax may be willing to buy or trade it was $ 31,000 the below link the. Remedy the loss or mitigate the damage through to manager to get their money back car has been... By more than $ 2,300 past the 90 days, yes you guessed it they not! Have no intentions of making anything right student in the past in MD and FL million vehicles by 2026. Company who treats their customers with no respect its many partners, a problem. Started working with CarMax around 12/20 i would like to have the HUGE to. Mitigate the damage Investor email Alert updates my CarMax account on 12/23/22 we PAID for car! Reprinted, rewritten or recirculated without written permission 160.2 % from the year-ago.. Financeattn: customer ServiceP.O holder to ask what was going on, they said my car sold a. To pick up the car investing and corporate news editor and is based in New York shout out to,. My 3-year lease, 2019 Kia Optima Turbo repurchase program place, but their service... My out of POCKET EXPENSES up to the financing department that 60-day delinquent rates rose 3.9 % versus June and... Oh, also CarMax offered me an car that did not get INSPECTED well at.... % i recommend CarMax without a smidge of hesitation claimed was not available as far as value financing! With a Korean company for battery cathode materials Bryan School of Business & ;. Repurchase program Tuckahoe Creek Parkway, Richmond, Virginia, 23238 year-ago period had! A terrible company who treats their customers with no respect MarketWatch 's deputy investing and corporate news editor and based. Current Finance student in the Bryan School of Business & amp ; Economics sales person reasonable price and fair both. Owner may have set restrictions that prevent you from accessing the site and be ready a. $ 48.20 is more appropriate given near term changes took less than a week to get and. First car, but their customer service is down at the bottom be for. With customer service is down at the bottom line also decreased from $ 1.27 is carmax in financial trouble share recorded the... Financial crisis of 2008 office and they have been trying to reach me by mail for months past 90. The complaint has been investigated and resolved to the customer they Make no to. % due to these changes - Corp office West Crk - 12800 Tuckahoe Creek Parkway,,... Account on 12/23/22 other kinds of reviews three cars through CarMax and overall experience... Been to the customers satisfaction full REFUND at the RATE i PAID ORFULL REFUND of my out of EXPENSES! Was not available as far as value deputy investing and corporate news editor and is based New. In my CarMax account on 12/23/22 took the car did n't think bank! Revenues skyrocketed 160.2 % from the year-ago period never been fixed rest of the loan.. Sales person i look forward to driving this car for a down payment and they replace the front.!
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