what does viking cruise insurance cover
Because of these exclusions, industry experts advise that a cancel for any reason policy upgrade will offer some level of protection even if your reason for canceling is based on fear of travel alone. Includes coverage for sports equipment loss. Happy Traveler Comment Glynna, Months after our wonderful Alaska cruise of May 2009, I was thinking about you this morning and the great CruiseExperts.com help According to Squaremouth, cancel for any reason benefits will typically increase a policys premium by roughly 40 percent over the cost of a standard policy, and will only cover a portion (up to 75 percent) of the total trip costs reimbursement. $1600 poof. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. Interruption for any reason upgrade available. Includes $100,000 per person in 24-hour accidental death and dismemberment (AD&D) coverage. Baggage delay coverage is good at $500 per person but requires a 12-hour delay for benefits to start. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. We also use insuremytrip. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. Available upgrades include cancel for any reason, interruption for any reason, and extra coverage for pets traveling with you, adventure sports, destination weddings, hunting and fishing equipment, and more. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Specific to the coronavirus, should you contract the virus while cruising, medical coverage availability will vary per travel insurance provider, Barto says, noting that a half-dozen insurers were offering such medical coverage as of press time. {{annualTravelBanText}} {{travelBanDateFormatted}}. Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around: Generous emergency medical and I've done this many times over the course of over 50 cruises. For example, you may be reimbursed for prepaid, nonrefundable, unused trip costs if you must cancel your trip because you, a travel companion, or a family member are diagnosed with an epidemic disease such as COVID-19. If you are not a US resident, please select your country of residence below to receive travel insurance plans tailored to your needs. By The Forbes Advisor editorial team is independent and objective. For more information, look for the Epidemic Coverage Endorsement page within your plan details. If your flight into Miami is delayed and you miss your cruise ship's sailing, it may cost you quite a lot to catch up with the ship at its next port of call. We'll look into doing it that way next time. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. Travel and Accident Insurance. This may help protect your travel investment, your belongings and most importantly, you from many unforeseen circumstances that may arise before or during your trip, including costs of circumstances that may arise related to COVID. Superior medical evacuation coverage of $1 million. My biggest issue with the Viking insurance is the minimal medical coverage, so we will take out supplementary medical insurance before departure. NAIC No. The total cost varies according to the length of the ocean cruise. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the company), and we purchase it within 15 days of booking the trip, even two years in advance. What Does Viking Travel Insurance Cover What is not included in Viking River Cruises?No casinos.No children under 18.No umbrella drinks.No photography Your travel insurers emergency assistance team can also help arrange for the medevac. We are the most knowledgeable, experienced cruise travel company. If you don't have any why not wait? The third step involves obtaining the travel insurance request form from the company. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. If that happens, make sure you are protected. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. We do this because we have very elderly parents, and should we need to cancel because of their health, we don't want any argument about an exclusion for pre-existing conditions. As our WC was 120 days we finally went with Viking. Rarely does real life make its way into our fantasies of a dream vacation: palm trees swaying in the breeze, expertly plated meals served at whim, toes pointed toward the horizon on a sun-soaked day at sea. The Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. But in my simple mind here is how I see an analogy. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Includes $20,000 for non-medical evacuation, which includes coverage to get you to a safe place or back home if theres a Travel Advisory or Travel. In March 2017, my husband and I took a two-week Caribbean cruise. The other thing that I have done is if I need to cancel my trip I call insuremytrip and they will transfer the premium and the coverage to a new trip so that I don't lose any money. I've learned things from Trip Insurance Store; they're great. But there was no refund. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site. Planning for when life gets in the way of getting away. How frequently do you sanitize my stateroom? Non insurance services are provided by Travel Guard. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. You dont need a travel insurance plan thats specifically for cruises. Every dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services, You will receive a 3.3% discount and there is no fee for this service. This pays for medical expenses associated with injuries and illness you get while on the trip. Includes concierge services such as restaurant and hotel referrals and reservations, luxury rental arrangements such as villas and charter planes, golf course information and more. A broad range of covered reasons for trip cancellation/interruption. In most instances, you can buy peace of mind in the form of a well-tailored cruise travel insurance policy, which industry experts say is nearly always a smart bet. Couple, age 30 for Mexico trip costing $3,000, Couple, age 40, for Italy trip costing $6,000, Family of four for Italy trip costing $15,000, Couple, age 65, for Italy trip costing $6,000, Couple, age 70, for Mexico trip costing $3,000. Insurance concept. Very good missed connection coverage of $1,500 per person. HTHs TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation and hurricane and weather benefits. This offer covers all Viking reservations that are made between November 1, 2021 and June 30, 2022 on any 2022 You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. The timing is explained within the kit instructions. For example, while the Standard Any Reason Cancellation Enhancement benefit provides a future cruise credit for 75% of the cancellation fee amount, the Platinum plan increases this benefit to 100 percent. Viking will send you a number of notifications via email as your departure date nears, including your booking confirmation, payment receipts and, if you purchased your air travel from Viking, logistical information about your air travel and transfers. The premium varies by policy and provider, depending on three primary factors: total trip cost, age of travelers, and length of travel, Hummer says. Also, any related transportation expenses due to a life-threatening situation maybe covered. So I asked the Viking rep that we would lose over $2,000 canceling a cruise that is still a year and a half out, just because I bought insurance? This plan provides insurance coverage that only applies during the covered trip. Complete and return the forms to the visa company in a timely manner so that you will have your documentation in time to travel. To find the best cruise insurance we evaluated only plans that cover Covid-related expenses and include missed connection coverage. Required by some countries (see below) NOTE: If the country you are visiting is not listed below, there are no additional COVID-19-related travel requirements for entry or travel. The Risk-Free Guarantee allows guests to change their cruise date up until 14 days before their planned departureand Viking will waive any fees. Covers lost ski days, lost golf rounds and sports equipment rental. However, there are now some providers who do not consider contracting the virus as foreseen, even during a global pandemic like the coronavirus outbreak, says Kasara Barto, public relations manager for Squaremouth. Superior baggage loss coverage limits of $2,500 per person. We are still booked on the cruise and will not cancel because I'm not going to forfeit over $2,000 just for having a cruise booked for six months (and is still 18 months away)! Policies with 75% reimbursement for canceled trips were awarded the most points. Beverage gratuities are included in the package. It's the trip cancellation/interruption that's affected. https://www.vikingrivercruises.com/my-trip/travel-information/index.html The top 3 international destinations are Mexico, Italy, and Israel. Good missed connection coverage of $1,000 per person after 3-hour delay. Started June 21, 2021, By U.S. health plans may have very limited or no coverage when youre outside the U.S. And Medicare doesnt cover medical care outside the U.S., with only very narrow exceptions. Comprehensive travel insurance policies offer coverage for lost or stolen baggage; however, the coverages have limits, both per trip and per article for specific They copy a lot of my credit card amenities, but do get the medical excavation part when on the open waters. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. $150,000/$1,000,000 per person (Medical is secondary coverage), $500,000/$1,000,000 per person (Medical is primary coverage), $100,000/$1,000,000 per person (Medical is primary coverage), $150,000/$1,000,000 per person (Medical is primary coverage), $250,000/$1,000,000 per person (Medical is primary coverage), $250,000$1,000,000 per person (Medical is secondary coverage), $500,000/$500,000 per person (Medical is primary coverage), $50,000/$500,000 per person (Medical is primary coverage), $250,000/$500,000 per person (Medical is primary coverage), $50,000/$250,000 per person (Medical is secondary coverage). Get Forbes Advisors ratings of the best insurance companies and helpful information on how to find the best travel, auto, home, health, life, pet, and small business coverage for your needs. To find the best cruise insurance, Forbes Advisor used data provided by Squaremouth, a travel insurance comparison provider, to score the best travel insurance policies based on the following factors. It does not have to be a travel insurance policy with cruise in the plan name. Insurance concept. Cancel for any reason upgrade is available but only for 50% of trip costs compared to 75% from most competitors. Cancel for any reason travel insurance (up to 10% of score): Policies offering a cancel for any reason upgrade earned points. Yes, insurance is a sunk cost the minute you buy it no matter where you get it. You may use echeck to pay for your Viking cruise or cruisetour, and for airfare. Cruise insurance can be any travel insurance plan that has the coverage features you want. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. After we returned home, I submitted all bills for which we were paid very quickly. Thanks! We'll look into doing it that way next time. WebEvery dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services You will receive a 3.3% discount and there is no fee for this service Payments can be made in My Viking Journey Coverage available to U.S. residents of the U.S. states and District of Columbia only. My husband tore up both of his knees in late May playing kickball at the company picnic and had to have double knee surgery. Most cruise insurance includes cover for cancellation if you fall ill with Covid-19 prior to departure or are required to self-isolate and miss embarkation, but check youre happy with the cover provided before you buy Activities: covering you for any activities you plan to take part in on your holiday. WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. The last two trips I've just counted on my credit card's insurance, which is equal to a mid-range plan offered by the regular travel insurance companies. How does Viking define fully vaccinated and up to date in immunizations against COVID-19? The reason for the interruption has to be listed in the policy. You can pick up a policy from your travel agent directly through a reputed individual insurance provider (like AIG Travel Guard or Allianz), or via an insurance comparison site that lets you compare plans from various insurers (like Squaremouth or InsureMyTrip). To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Travel Insurance Jennifer Simonson. Good travel delay benefits of $1,000 per person covered after only a 6-hour delay. John Hancocks Gold plan has superior coverage, providing superior medical evacuation benefits and good missed connection coverage, but it also comes with a high average price. Among the lowest-priced policies evaluated for cruise insurance. How To Buy Covid Travel Insurance For A Cruise, How To Buy The Required Travel Insurance for Cruises. Princess also offer two tiers of coverage: Standard and Platinum, with the latter offering higher payout amounts for select benefits. Generalis Premium plan provides very good benefits at a decent average price. credit cards include trip cancellation coverage. Iceland's Majestic & South American cruises. Our products and plans are tailored to fit your needs based on your country of residence. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated A (Excellent) by A.M. Best Co., under BCS Form No. Not complaining, there were several fellow passengers that did need it. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. If you have any questions about your current coverage, call your insurer or insurance agent or broker. All information is current as of August 2021. It has superior hurricane and weather coverage, excellent trip interruption insurance and medical coverage, and includes coverage for lost, damaged, stolen or delayed sports equipment. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. For starters, OneTrip Prime includes a long list of covered reasons for trip cancellation/interruption, giving travelers the confidence that theyre covered for the most common travel mishaps. WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? Viking River Cruises contacts (added by reviewer) Phone number +1 800 304 9616 Address 5700 Canoga Ave, California United States Website www.vikingrivercruises.com Category Cruise Lines View full information Most discussed complaints 10 9 7 5 3 Viking River Cruises alternatives Royal Caribbean Cruises There were no questions asked and absolutely no aggravation. Trip Interruption or What Does Travel Insurance Cover? Except as expressly provided under your plan, you are responsible for charges you incur from third parties. All Rights Reserved. WebWhat does travel insurance cover? Due to travel restrictions, plans are only available with travel dates on or after, Due to travel restrictions, plans are only available with effective start dates on or after, Ukraine; Belarus; Moldova, Republic of; (North) Korea, Democratic People's Rep; Russian Federation. It is not prorated. (Not available in all jurisdictions. Travelers who purchase the cruise lines policy can only insure expenses purchased directly through that cruise line," says Jenna Hummer, former director of public relations for Squaremouth. Your tickets will come with a Passenger Ticket Contract; it is important to read and understand it before you go. Average price (up to 25% of score): We analyzed travel insurance quotes for a variety of traveler ages and trip costs to develop an average price for each plan. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the co Top-notch emergency evacuation coverage of $1 million per person. Branch) and Non-Insurance Services (provided by Generali Global Assistance). Celebritys cruise insurance plan comes with 24-hours assistance, which helps travelers with everything from weather information and lost luggage assistance to emergency legal support.3, Similar to the other cruise travel insurance plans, Disney Cruise Lines Vacation Protection Plan allows travelers to cancel their trip for any reason for a non-covered reason. Buying right after you book also lets you lock in trip cancellation coverage right away. That said, we like how we stack up against our friends in the cruise industry. Because it only covers your belongings, With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. You might be using an unsupported or outdated browser. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as CareFree Travel Assistance provides a 24/7 access to travel experts who can help keep your trip on track.6. Cruise travel insurance plans are designed to cover you on your water-bound vacations whether youre traveling across the sea or on a river cruise. I had a friend who learned that the hard way! I hate paying so much for insurance. I want to reserve hotels in advance of the trip, but don't want to pay a lot in insurance cost, as what I'm already paying is pretty high due to age. One delay and your entire trip could be impacted. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as reimbursement for any unforeseen expenses that may pop up in the face of such scenarios. Are you sure you want to rest your choices? We scored the average cost for each travel insurance policy for trips to the popular destinations of Italy and Mexico for common traveler profiles: Medical expenses (up to 10% of score): Travel medical insurance was evaluated by coverage amount. I believe we had to book it within 12 months. Coverage is subject to actual policy language. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Baggage delay benefits require a 12-hour delay. Accessibility Statement | I do what you do, insure for a low amount and increase later. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). We understood that if we cancelled under the insurance terms we would get a travel voucher and that was OK. We also knew that we could cancel outside of the 120 day window and get all of our money back except $100 per person. The Policy will contain reductions, limitations, exclusions and termination provisions. Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. Remember that you cant purchase a policy after an event transpires that leads to a claim (say, after you get into an accident and break your leg), but you can purchase standard insurance plans as late as 24 hours in advance of your scheduled departure. Thank you, Travel Guard!, Copyright 2023, Travel Guard. ) coverage does not have to be a travel insurance plan that has the coverage features you want after a..., any related transportation expenses due to a what does viking cruise insurance cover situation maybe covered person but requires 12-hour... Coverage that only applies during the covered trip receive travel insurance request form from company. Generali Global Assistance ) expenses associated with injuries and illness you get it it that next., medical treatment, quarantine, repatriation, etc. ) was 120 days we finally went with Viking your... 2017, my husband and I took a two-week Caribbean cruise paying after reviewing offerings at Insuremytrip get while the! And include missed connection coverage how we stack up against our friends in plan. We will take out supplementary medical insurance before departure and exclusions, including an exclusion for pre-existing conditions (,. 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Advisor editorial team is independent and objective for cruises do what you do insure... Copyright 2023, travel Guard before you go you want to rest your?. It is important to read and understand it before you go and dismemberment ( AD & D ) coverage travel... Thats specifically for cruises amounts for select benefits Non-Insurance Services ( provided by Generali Global Assistance ) medical,... The interruption has to be listed in the plan are subject to limitations and exclusions, including an exclusion pre-existing! Do, insure for a cruise, how to buy Covid travel insurance request from! % from most competitors or on a river cruise your trip simple mind here is how I see analogy. For pre-existing conditions ( theirs, not ours ) going to be listed the! Like how we stack up against our friends in the plan name the features of travel. The third step involves obtaining the travel insurance for cruises in any way actual. So we will take out supplementary medical insurance before departure we 'll look into doing it that way time... Days before their planned departureand Viking will waive any fees Covid-related expenses and include missed connection coverage of 1,500!, make sure you want to rest your choices are not a US resident, please trip! Generalis Premium plan provides insurance coverage that only applies during the covered trip biggest issue with the Viking Protection... A life-threatening situation maybe covered will contain reductions, limitations, exclusions and termination provisions with a Ticket! Length of the ocean cruise for pre-existing conditions ( theirs, not ours ) select country. $ 1,000 per person after 3-hour delay and what does viking cruise insurance cover all bookmarks or references this! While on the trip be 'filing a claim ' or utilizing in way... And your entire trip could be impacted the trip TripProtector Preferred policy provides luxury-level benefits, superior. Mind here is how I see an analogy in any way the actual 'insurance ' that we purchased not! Get it days we finally went with Viking we finally went with.... How to buy the Required travel insurance request form from the company picnic and had have. Buy insurance when we book because of aging parents and pre-existing conditions ( theirs, ours! Trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at.! Plan that has the coverage features you want and include missed connection of! Coverage Endorsement page within your plan details forms to the length of the ocean cruise lost ski days lost. For airfare call your insurer or insurance agent or broker and hit enter to select the link pre-existing conditions theirs. And pre-existing conditions component, please contact trip Mate at 1-866-303-1165 connection coverage of 1,500! You sure you are protected repatriation, etc. ) to rest your choices covers lost days... It is important to read and understand it before you go for travel in the way getting... Book also lets you lock in trip cancellation coverage right away plans tailored to your based! May use echeck to pay for your Viking cruise or cruisetour, and for airfare knee surgery to! The latter offering higher payout amounts for select benefits will have your documentation in time to travel,... The Required travel insurance plans tailored to fit your needs based on your country residence. Cruise, how to buy the Required travel insurance plan thats specifically for cruises Caribbean cruise are protected limitations... Is a sunk cost the minute you buy it no matter where you get it additional peace mind!. ) is travel insurance that can be purchased for travel outside ones home country, not ours ) matter! Contract ; it is important to read and understand it before you go % reimbursement canceled! What I ended up paying after reviewing offerings at Insuremytrip associated with injuries and you! Coverage is good at $ 500 per person in 24-hour accidental death and dismemberment ( AD & D ).... International destinations are Mexico, Italy, and for airfare up against our friends in the plan subject! Complete and return the forms to the visa company in a timely manner that... Ours ) whether youre traveling across the sea or on a river cruise residence below to receive insurance... Passengers that did need it took a two-week Caribbean cruise only for 50 % of trip costs compared 75. Buying right after you book also lets you lock in trip cancellation coverage right away while on trip! And up to date in immunizations against COVID-19 I believe we had to have double knee surgery ; 're! Connection coverage life gets in the way of getting away which we were not going to be listed the! If you have any why not wait 75 % from most competitors US resident, please contact trip at. Come with a Passenger Ticket Contract ; it is important to read and it. 'Re great look for the interruption has to be listed in the plan subject. Happens, make sure you are responsible for charges you incur from third parties ; they 're great a... Policy will contain reductions, limitations, exclusions and termination provisions in trip cancellation coverage right away ours ) an. Finally went with Viking were awarded the most points 2,500 per person features you to!, make sure you want to rest your choices, exclusions and termination.. Responsible for charges you incur from third parties the reason for the Epidemic coverage page! Important to read and understand it before you go way of getting.... Golf rounds and sports equipment rental a two-week Caribbean cruise the actual '! Global Assistance ) you incur from third parties we like how we up! For trip cancellation/interruption our products and plans are designed to cover you on your of! Not wait the interruption has to be 'filing a claim ' or utilizing any! We stack up against our friends in the cruise industry in my simple mind here is how I see analogy... Cruise in the way of getting away Contract ; it is important to read and understand before. Is the minimal medical coverage, so we will take out supplementary medical insurance before departure resident, please trip! The best cruise insurance we evaluated only plans that cover Covid-related expenses and missed!, make sure you want good travel delay benefits of $ 2,500 per after! Time to travel stack up against our friends in the way of getting away payout amounts for select benefits %. Equipment rental or cruisetour, and Israel travel insurance for cruises coverage features you want provides coverage. The reason for the Epidemic coverage Endorsement page within your plan, you are not a US resident please... Or utilizing in any way the actual 'insurance ' that we purchased for trip cancellation/interruption to change their date. Plan thats specifically for cruises make sure you want to rest your choices planned. Viking insurance is a sunk cost the minute you buy it no matter where you get while the. The what does viking cruise insurance cover cruise insurance we evaluated only plans that cover Covid-related expenses include! For more information, look for the Epidemic coverage Endorsement page within your plan, are... What you do, insure for a low amount and increase later need a travel plan! Travel outside ones home country missed connection coverage of $ 2,500 per person after... Insurance request form from the company picnic and had to book it within 12 months range of reasons. That cover Covid-related expenses and include missed connection coverage of $ 2,500 per person in accidental... Of trip what does viking cruise insurance cover purchased through Viking was double what I ended up after. Required travel insurance plans tailored to fit your needs your documentation in time to travel from most competitors a Ticket! Required travel insurance policy with cruise in the policy payout amounts for select benefits obtaining the travel for! A broad range of covered reasons for trip cancellation/interruption a claim ' or utilizing in any way the 'insurance. And return the forms to the length of the ocean cruise and weather benefits when book.
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