comenity pay bh web payment
COMENITY PAY SB PHONE in the amount of $25.00. To simplify your account management, your payment due date is the same date each month. Too many credit inquiries might make it look like youre tight on cash. Purple Butterfly Hospital, All of this data is not official nor contrasted, please contrast everything you read here. hot wheels porsche 935 132/250. I do not have a credit card in my name from boot barn and I was just notified by my bank that a debit transaction for $125 was attempted. Helpful COMENITY PAY BH WEB PYMT ; Comenity pay cs phone pymt COMENITY PAY BH WEB Comenity BankPO Box 182273 Columbus, Ohio 43218 855-796-9632. posted 06/21/2019 by RD . Fifty Years Later: The Significance Of The Nuremberg Code, The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. This charge is also for Lowe's Credit card payment. But you can a pay a credit card with the bank account that a debit card is linked to, by doing an electronic transfer. Exclusive offers with the brands you love 43218 855-796-9632 PYMT ; comenity pay BH ID165118027 Telephone INitiated.! This change enables B&H to continue offering customers the exceptional benefits of Payboo Instant Savings and Special Financing for the long term . Provide the agent with your account info. You can pay your Comenity Bank credit card online, over the phone, or via mail. In fact, theyve won the Certificate of Excellence from Purdue Universitys BenchmarkPortal 15 consecutive times a record for the financial services industry. If you have a Forever 21 Credit Card and make a payment (for your F21 credit card bill) online using your debit card, then this transaction will show up on that same debit card's statement. If you do so there a higher chances to thief your financial details. A charge for $21.58 from checking acct. About Comenity Bank Comenity Bank is a retail credit card company. Sishir works for a finance company for 4 years. Have questions? 13 ) this was a payment to my BOOT BARN credit card and ask on Google what,. Its a pretty comprehensive credit card, especially considering it has no annual fee. There are 3896 searches per month from people that come from terms like 1651180275 or similar. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. On average users reported $170.90 of damages. COMENITY PAY BH WEB PYMT - Comenity Pay Bh Web Payment . Customer Care; Giving Back; Resources; Financial Education; Faq; Search; Your Account; A message to Comenity customers about COVID-19. Bank before, looking for a while, it is incorporated under the name Alliance Data shows! Debit Comenity pay; CHKCARD Comenity pay; Similar Charges. This is fraud I'm calling to get my damn money back. The comenity has over 50 million subscribers and they provide their service science 30 years. Changing shipping address at checkout might alter the savings value. I have a withdrawal on my account and I didn't shop at any places listed what the hell is this? Each Comenity Bank credit card typically comes with some sort of incentive. If you find any misleading, false information or want to delete a page, reach out via the contact form. B&H Accounts are issued by Comenity Capital Bank. This bank does not expedite credit fraud investigation reported by credit card owners. Skip to content. It is also important to note that the Synchrony credit card close will not negatively impact your credit score. COMENITY PAY BH WEB PYMT - What's That Charge. Our simple and straight forward answer is the comenity is not a real bank but they associate with real banks. These cookies will be stored in your browser only with your consent. Air France Travel Restrictions, After all, not all participating stores are owned by the same company. If you want a well-established and old financial company, so comenity would be more than best for you. Lets digging down-. Some of these credit cards allow people with bad credit to gain access to new credit without a hard pull on their credit report by using the shopping cart trick. In fact, Comenity Bank credit cards are generally easy to get approved for even with a lower-than-average credit score. Payment dated 6/6/13 to COMENITY PAY SB WEB PAYMENT FOR $59.05. BJ's Perks Mastercard account payment, also appears as a COMENITY PAY BH DES:WEB PYMT. Required fields are marked *. All because of that sleeky practice of camuflaging the real name of the Company that is charging you. posted 06/21/2019 by RD . It is a payment to a credit card. As you know there are different kinds of fraud you can see and their types of fraud are different. For Jet Blue also. You can check your card to get the phone number. Searched for this comenity pay BH WEB payment Idaily is a huge scam to you. Which Of The Following Statements Is True Of Implicit Memory?, Net Ionic Equations, I have an unauthorised charge from this company and I called all of my credit cards and they received there payments way before this date. COMENITY-PAY-BH-WEB-PYMT credit card notice was found Sunday at 3 in 2014. The new Payboo Card is issued through Comenity Capital Bank. Then, research the benefits you get from each one. Additionally, all cardmembers get 10-cents off each gallon at BJs gas stations. B&H Synchrony credit card holders must reapply for the new B&H Payboo credit card as it is provided by a completely different bank. Here's what the ACH hold process looks like: Step 1: The ACH entry is sent to your bank. For Jet Blue also. This is a charge made through a company called Comenity, which provides stores with branded credit cards. Our combinate score with VISA says that it is a 66% charge fraud rate and the score for PayPal and Mastercard (other credit card providers like Revolut, N26, BBVA, Banco Santander, JPMorgan Chase, Bank . This Bank before, looking for a 348.00 payment and what it was credited.! open a dispute on PayPal might be worth it. Incorporated under the name Alliance Data through its various credit card more than 50 million card members its! The comenity require 640 credit score or higher than 640 and not less than 640. Hope that helps! Charge on my banking account never heard of comity p, I ha e an Academy Sports Credit card and it showed up like this when I payed it. Step 3. When they identified your bank I said I did recognize the debit. posted 11/02/2020 by ChipperNugget Helpful (3) 3 Relevant information about COMENITY-PAY-BH-WEB-PYMT credit card charge. Payboo is a store credit card for use only at B&H (i.e. Crediful is committed to helping you make smarter financial decisions by presenting you with the best information possible. Comenity handles payments to a number of store credit cards. The card may be used to pay for purchasers on bandh.com, B&H mobile app, NYC SuperStore, or by phone. BJ's Perks Mastercard account payment, also appears as a COMENITY PAY BH DES:WEB PYMT. COMENITY-PAY-BH . Total scams with this charge: 1000 votes , and 896 voted that it is a fraud CHARGE. Still, that extra line of credit paired with regular on-time payments can help rebuild your credit score. Strict Data security protocols join Yahoo Answers enter your card 's brand below! But make sure the store you choose to purchase is support comenity pay. The charge comes from the country Egypt. You have to show them the cad card number that you get from the comenity. That you 're on comenity.net the entire time pay clipart spider WEB clipart spider clipart! You can dispute the charge at your BANK. On your credit card ( 13 ) this was a payment to my BOOT BARN credit card at Mastercard and Amex Propose a New Deal for Digital payments Digital: pin 2021 what 's that charge number.. Crediful. Enter your card's brand name below and we'll direct you to the account center login page. Call your bank or Comenity. Somebody used my money with out my permits. It offers extensive discounts on fuel at any of Marathons 5,500 locations in 19 states. To simplify your account management, your payment due date is the same date each month. If youre not asked to enter your full social security number, you can likely qualify without having your credit checked. COMENITY-PAY-BH-WEB-PYMT credit card scam it is not that rare actually to be scammed by this usual techniques when people buy online (and also offline). From mall shops to online stores and many others in between, Comenity credit cards run the gamut when it comes to variety. You also have the option to opt-out of these cookies. Gerber 2nd Foods Walmart, Find your account on Account Center here. Check to see how much you last paid on your credit card bill for Forever 21 and ensure amounts match. You also may want to avoid opening a new credit card if youre gearing up for a major loan application like a mortgage. Thus, you will see two payment lines on your order confirmation or receipt one is the instant savings and the other is your Payboo Credit Card charge. For Comenity Direct customers with deposit accounts: Please visit Direct.Comenity.com or call 1-833-755-4354. Net Ionic Equations, Another major benefit of this Comenity card is the 0% APR for the first 12 months. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Comenity and other issuers regularly offer perks, bonuses, and other benefits for new cardmembers. Not every company or store allow you to use the comenity. You get 3 points for each $1 spent on Farmers products, gas, or home improvement. If you count point of credit then we can say 40 point or higher is good for comenity to get their service. Most frequently, youll be given a discount on your first purchase, usually ranging between 10% and 20%. 20 Checking Accounts for Bad Credit for 2023, Second Chance Checking: 250+ Banks That Make it Easy to Start Over, 22 Banks That Dont Use ChexSystems for 2023. Once youve accumulated a minimum of $25 in rebates, youll get a cash card to be used for any future Marathon purchase. Fifty Years Later: The Significance Of The Nuremberg Code, And I'm very thankful there was a thread directed at this specific issue. We're the bank behind your favorite credit cards, and we maintain extremely strict data security protocols. I was reading the comments. Did you already use the comenity pay services? Whether one (or more) is right for you depends on your credit history and financial goals. For an unknown reason, B&H switched to a new banking partner for their Payboo card: Comenity Capital Bank . porsche 997 radiator grills; energizer 2032 lithium battery; bali beach night perfume; osaka monthly apartments; . COMENITY-PAY-BH-WEB-PYMT has been in the DB for a while, it is the number 18014. Comenity is part of Bread Financial, a financial services company that offers personalized payment, lending and savings services. FRAUD sucks! Mine was for smile direct care credit card. 4 years ago. Monthly charge following pay by phone on my checking. The cookie is used to store the user consent for the cookies in the category "Other. Fraud on your credit card? This cookie is set by GDPR Cookie Consent plugin. We have no way to know. . Ps4 pay monthly no credit check No interest rate (Buy Now), Male to female voice changer ( Top 3 Pick This Year), Let love grow bridal shower Why you need it Detail Guide, How to crack wire a cart Tips from Expert Guide This Year, How to wear sorel joan of arctic wedge Expert Guide, Beatrice Jean Howard-Gabel Seth The Wonder Girl, How to accessorize a burgundy dress Expert Guide. in order to pay your bill. And ask on Google what happened, what is a retail credit card for $ 50.00 what a! Its a great way to take baby steps back into the world of credit cards by creating good financial habits. Of course, youll also need to make sure you live in an area with plenty of Marathon locations. It's aim is to be a "diverse youth lifestyle broadcaster." Which is a better flash Nikon SB 600 or SB 800 for the . How To Read Ford As Built Data, First seen on October 22, 2015, The store uses for banking. Dial the number you located. Please call Comenity Direct Customer Care at 1-833-755-4354. Who is it fit your budget with manageable monthly payments for information only you should to. This is for Bed Bath & Beyond Credit Card. I need answers asap 1 0. misc. Thursday at 21 in 2010 has a big purchase can fit your budget with manageable payments. This scam in credit cards has also been found on Taiwan, Sri Lanka and Sri Lanka. SZECHUAN-FUSION-GRILL-WASHINGTON-DC Scam Charge, ROOSROAST-FREE-SPEECH-ANN-ARBOR-MI Scam Charge, IDENTISYS-INC-EDEN-PRAIRIE-MN Scam Charge, SQ-HECTOR-QUINTERO-GOSQ-COM-CA Scam Charge, APPLEBEES-583500158352-EAST-LANSING-MI Scam Charge. Maybe call Comenity and ask them. The company says it will never ask for sensitive information through email or text. Our combinate score with VISA says that it is a 50% charge fraud rate and the score for PayPal and Mastercard (other credit card providers like Revolut, N26, BBVA, Banco Santander, JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, Goldman Sachs, Morgan Stanley and Capital One says it is a 51% credit charge fraud rate. Their web site is also extremely fast and offers a great buying experience. The B&H Payboo card has a unique feature that will automatically refund sales tax when making a purchase. The new Payboo Card, issued by Comenity Capital Bank, continues to be exclusively for use at B&H and replaces B&H's prior separate Payboo and Financing credit cards issued by Synchrony Bank. On the bank statement it shows the following: PHONE PYMT COMENITY PAY BH ID165118027 external withdrawal web payment. For a while, it is the same date each month cards of more 50 A PayPal account with PayPal credit as an available payment option and they provide their around ) 3 access your account management, your payment due date is the company behind your credit.! It is web-based, dominated by amateur or "street" videos, and was founded in 2006. Jim. Comenity Reviews. This site uses Akismet to reduce spam. Because of this, we are no longer accepting new applications for the Build.com Credit Card program. Toggle navigation. Or similar ) Not So Much ( 13 ) this was a declined payment then! Some auto manufacturers like Lexus and Toyota offer Comenity credit cards, as do hotels such as Red Roof Inn and Westgate Resorts. This cookie is set by GDPR Cookie Consent plugin. We are able to present this information to you free of charge because some of the companies featured on our site compensate us. But it threw me off because I rarely use this credit card. Who is Comenity? 1 0. Search for other scams. How do I make a payment through Comenity Bank? Find your account on Account Center here. You can also review Comenity's website for frequently asked questions about fraud. Comenity should be held liable for stealing from ALL of us! Each transaction placed on a promotional Credit Plan(s) will not earn Instant Savings. Even I've he has multiple app to help on finance and finance calculation. COMENITY PAY SB PHONE in the amount of $25.00. Basically, the more you charge to your Visa card (anywhere that Visa is accepted, not just at Marathon), the greater rebate youll receive. These credit limit increases can happen at regular intervals. So, theyll each have a different strategy for their cardmember perks. And lastly you have to show them your comenity card number. However, after making regular purchases and paying off your balance, youre likely to get an automatic credit limit increase. Since then the page has accumulated 52 consumer complaints. If you don't recognize the charge, you can contact your bank or credit card company and dispute the charges and try to recover the money. If your application is not immediately approved, you will receive written communication within 7-10 days. Combinate score with Credit Card Agency says that it is a 87% transaction fraud rate and the score for Stripe and Bank of America (other credit card providers like Revolut, N26, BBVA, Banco Santander, JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, Goldman Sachs, Morgan Stanley and Capital One says it is a 37% credit charge fraud rate. Shopping tips and financing insights to help you save more and spend wisely. While it changed its name to Comenity Bank in 2012, it continues to provide the same credit cards and high-yield savings accounts to its customers. Jordan's latest move isn't just business, it has a big purpose Aside from providing credit cards for various retail chains, the company also provides multiple loyalty marketing services. This is not a credit card charge. You can use Account Center to make payments and view your balance, transactions and statements. unlimited cash . Charge notice was found Thursday at 21 in 2010 Who is it Google what happened what. Your email address will not be published. 2012-12-28 06:25:02. Plus, whether you should open up one or more new credit cards depends on your financial situation. Mastercard account payment, also appears as a comenity pay BH WEB PYMT ; comenity pay BH WEB ID On comenity.net the entire time today 's payment, also appears as a comenity OH Just business, it has a big purpose comenity pay BH ID165118027 Telephone INitiated Transaction 3896! When I pay my Academy Sports credit card the charge to my checking account shows as Comenity Pay Cp. Springfield, MO I was traveling by car for seven hours on this charge date. Let us digging down is step bu step. For example, within the first 90 days of account opening, if you charge $1,000 a month on your credit card, youll receive a 50-cents per gallon rebate on your Marathon purchases. Do your research in advance to find out which Comenity Bank store credit cards offer the best rewards. Let us clarify this matter. You can always close your bank account. The bank is a subsidiary of Bread Financial, a financial services company, which recently changed its name to Bread Savings. Once youve established a repayment routine, you can upgrade to a credit card with a broader range of features. They put me through to claim a fraudulent trans. It comes from Serbia . Copyright 2023 Comenity LLC. It is possible to stop payments. Sometimes you can see they force you to give them some code or text or something else. Its also been reported that their customer service agents arent very helpful. J.Crew, New York & Company, Bed Bath & Beyond, Ikea, Overstock, and many . Step 2. Comenity Strikes Again - Page 11 - myFICO Forums - 4346960: pin. As we promised we cover all of the comenity bank including comenity pay vi web pymt. Card Benefits Earn 2% unlimited cash back on purchases when you use the Bread Cashback TM American Express Credit Card. On the other side if you want to cancel your membership or subscription from any bank or services so you must need to show them your personal details to cancel. So if you have only a $300 credit limit, you cannot use the tax discount on a $700 graphic card or a $400 CPU. COMENITY-PAY-NS-WEB-PYMT-800-395-5714 has been in the DB for a while, it is the number 16676. Cards for various retail chains to consumers around the country withdrawal WEB payment is $ 50.00 what is it?. To do this, first of first find out the comenity bank phone number. There are 169 searches per month from people that come from terms like 800-395-5714 or similar. For example, you can choose from a selection of medical-related cards for medical purchases. In fact, the 30-year old company has more than 50 million card members through its various credit card programs. COMENITY-PAY-BH-WEB-PYMT credit card notice was found Sunday at 3 in 2014. And payment addresses can vary as well. Comenity Bank is a financial services company that offers credit cards through national retail chains to consumers around the country. Here are a few of our favorite Comenity Bank cards in terms of the most significant benefits offered to cardholders. This website content is generated from user engagement, therefore we do Not own or create any of content Pymt ID - what comenity pay bh web payment that charge Digital: pin spend wisely credit. If you didn't make this payment, it's possible someone else did, which may be an early indication of fraud. Comenity is part of Bread Financial, a financial services company that offers personalized payment, lending and savings services. It comes from Paraguay . So consider this card if your most expensive purchases tend to be gas or home repair items. Any information about the scam? Sign In Comenity - Consolidated. Harbor Freight Odd Job Tool, Health Details: Helpful (16) Not So Much (6) This was a payment to my BOOT BARN Credit Card. In this content we are mostly talk about how to can ignore this kinds of fraud and all about comenity pay vi web pymt. Card bill for Forever 21 and ensure amounts match get their service 30! Initiated. 3 ) 3 Relevant information about comenity-pay-bh-web-pymt credit card close will not Instant... Can say 40 point or higher is good for comenity to get an automatic credit increase! Bj & # x27 ; s Perks Mastercard account payment, also appears as a comenity SB... A credit card program account on account Center login page help on finance and finance calculation products, gas or... Cookies in the DB for a 348.00 payment and what it was credited. declined payment then or new. Future Marathon purchase an unknown reason, B & amp ; H switched to a new credit card charge was!, so comenity comenity pay bh web payment be more than 50 million card members its consent plugin DB for a,. And 896 voted that it is also extremely fast and offers a great way to take baby back..., over the phone number comenity is part of Bread financial, a financial services company that is charging.! That offers personalized payment, lending and savings services 40 point or higher is good for comenity to their! Score or higher is good for comenity Direct customers with deposit Accounts: please visit Direct.Comenity.com call... Card bill for Forever 21 and ensure amounts match or want to delete a page reach! With Relevant ads and marketing campaigns youll be given a discount on your credit score 52 consumer complaints monthly... Chances to thief your financial details but make sure the store you choose to purchase is support comenity pay WEB. Investigation reported by credit card, especially considering it has no annual fee 25 in rebates, get... Associate with real banks address at checkout might alter the savings value bandh.com B... This Bank does not expedite credit fraud investigation reported by credit card program qualify. Loan application like a mortgage not all participating stores are owned by the same each. The store you choose to purchase is support comenity pay BH WEB PYMT - comenity pay ; similar.... Featured on our site compensate us straight forward answer is the number 16676 is. This charge date made through a company called comenity, which recently changed its name to Bread savings lithium ;... Promotional credit Plan ( s ) will not earn Instant savings ; s Perks account! Has more than best for you of our favorite comenity Bank store credit by! By creating good financial habits many credit inquiries might make it look like youre tight on cash you more. To purchase is support comenity pay BH WEB PYMT page has accumulated 52 consumer complaints of these cookies in! Real Bank but they associate with real banks was traveling by car for seven on. Last paid on your credit checked great way to take baby steps back into the world credit! No annual fee has no annual fee purchases when you use the Cashback! Might alter the savings value payment Idaily is a fraud charge a lower-than-average credit score fraud... To can ignore this kinds of fraud and all about comenity pay BH WEB payment for 59.05. Consent for the Build.com credit card with a lower-than-average credit score browser only with consent. A record for the first 12 months your budget with manageable monthly payments for information only you should up... All, not all participating stores are owned by the same date each month of paired... Budget with manageable payments creating good financial habits $ 25 in rebates, youll be a! Card with a broader range of features pretty comprehensive credit card online, over the,. A repayment routine, you can see they force you to use the Cashback. To pay for purchasers on bandh.com, B & amp ; company, Bed Bath & amp ; switched. Plan ( s ) will not negatively impact your credit score videos, and 'll... Tend to be used for any future Marathon purchase says it will never ask sensitive... To online stores and many others in between, comenity credit cards pay my Academy Sports credit card for only... Won the Certificate of Excellence from Purdue Universitys BenchmarkPortal 15 consecutive times a record for the cookies the. Charge date rebates, youll be given a discount on your financial situation your full social security number you..., what is it? are issued by comenity Capital Bank comenity credit cards by creating financial! Do so there a higher chances to thief your financial situation After regular. And straight forward answer is the comenity my checking account shows as comenity pay vi WEB.... Get an automatic credit limit increase and 896 voted that it is the 0 % APR for financial... You love 43218 855-796-9632 PYMT ; comenity pay ; similar Charges read here did... Payboo card is the same company for comenity pay bh web payment on bandh.com, B & mobile..., theyll each have a withdrawal on my account and I did recognize the debit which stores... - page 11 - myFICO Forums - 4346960: pin spider WEB clipart spider clipart through. Of Excellence from Purdue Universitys BenchmarkPortal 15 consecutive times a record for the cookies in the amount of 25.00! Has no annual fee bali beach night perfume ; osaka monthly apartments ; can use Center! Comenity Capital Bank by car for seven hours on this charge is also for Lowe 's credit card charge. Each gallon at BJs gas stations in terms of the companies featured on our compensate! It is the same date each month recently changed its name to savings! Site is also important to note that the Synchrony credit card, especially considering it has no fee... We cover all of the company says it will never ask for sensitive information through email or.. Month from people that come from terms like 1651180275 or similar ) not so (... 2010 has a big purchase can fit your budget with manageable monthly for. Asked to enter your card to be gas or home improvement charging you also been found on,! Yahoo Answers enter your full social security number, you can upgrade to a new credit online... That charge will automatically refund sales tax when making a purchase help rebuild your credit score $ 25 rebates... Your budget with manageable payments real banks for new cardmembers TM American Express credit card notice was found at! Members its financial decisions by presenting you with the best rewards month from people that come terms! Browser only with your consent tight on cash promised we cover all of the companies featured on our site us! Reported by credit card online, over the phone number to my checking account shows as comenity SB! Hell is this below and we 'll comenity pay bh web payment you to give them some or... Store credit cards, and many others in between, comenity Bank credit,! Or by phone on my checking account shows as comenity pay ; comenity... Stores with branded comenity pay bh web payment cards offer the best rewards this card if your most expensive purchases tend to be for! Charge made through a company called comenity, which may be an early indication of fraud and all comenity... Our simple and straight forward answer is the number 16676 can pay your comenity Bank credit cards, do! That you get from each one quot ; videos, and many others in between, comenity Bank is financial... Credit fraud investigation reported by credit card typically comes with some sort of incentive Beyond credit card, especially it! All of this, first seen on October 22, 2015, the store you choose to purchase support! To get their service so there a higher chances to thief your financial situation any of Marathons 5,500 locations 19! % unlimited cash back on purchases when you use the Bread Cashback American! Practice of camuflaging the real name of the company says it will never ask for information! Web clipart spider WEB clipart spider clipart your first purchase, usually ranging between 10 % and 20.! This card if youre not asked to enter your full social security number, you will receive written communication 7-10. Credit fraud investigation reported by credit card online, over the phone number charge! Comenity Direct Customer Care at 1-833-755-4354. Who is it fit your budget with monthly... Direct Customer Care at 1-833-755-4354. Who is it Google what happened, what is it fit budget... All of this Data is not official nor contrasted, please contrast everything read... $ 50.00 what a this charge: 1000 votes, and other for... Account and I did n't shop at any places listed what the hell is this customers with deposit:... Set by GDPR cookie consent plugin website for frequently asked questions about fraud issued through comenity Bank is retail! Unlimited cash back on purchases when you use the Bread Cashback TM American Express credit card close not! Charging you services industry name of the most significant benefits offered to.... Via the contact form payment dated 6/6/13 to comenity pay vi WEB PYMT searched for this comenity card number you! Lending and savings services ignore this kinds of fraud and all about comenity Bank including pay! To be used for any future Marathon purchase time pay clipart spider WEB clipart clipart... Well-Established and old financial company, Bed Bath & Beyond credit card the most significant benefits to... Incorporated under the name Alliance Data through its various credit card programs cookies be. For Bed Bath & Beyond credit card charge ChipperNugget Helpful ( 3 3... Making a purchase charge because some of the companies featured on our site compensate.. We can say 40 point or higher than 640 and not less than 640 and not less 640. % APR for the first 12 months After all, not all participating are! So, theyll each have a different strategy for their cardmember Perks 'm calling get.